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Helping businesses thrive for 150 years.

There has never been a more important time for Mainers to help each other move forward than right now. Especially when it comes to helping businesses that are the backbone of our economy. That’s been the goal of Machias Savings Bank since 1869, and it’s still our goal today.

Helping businesses thrive for 150 years.

There has never been a more important time for Mainers to help each other move forward than right now. Especially when it comes to helping businesses that are the backbone of our economy. That’s been the goal of Machias Savings Bank since 1869, and it’s still our goal today.

Helping businesses thrive for 150 years.

There has never been a more important time for Mainers to help each other move forward than right now. Especially when it comes to helping businesses that are the backbone of our economy. That’s been the goal of Machias Savings Bank since 1869, and it’s still our goal today.

We’re here for you.

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cash management

Our team of advisors have over 20 years of combined experience working with Maine businesses. They will customize our banking products and services to meet and exceed the needs of your business or government organization.

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loans and lines of credit

Our business bankers see the potential in new ideas and bold ventures and know affordable business loans* or a line of credit are some of the best ways to build them. We believe that small business loans* are investments in moving Maine forward, and that is our number one goal!

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checking and savings

We believe your business checking and savings solutions should be as unique as your business. We’re ready to help you in any way that we can – whether it be convenience, better interest rates, or one-on-one relationship banking with a financial services professional. We’re here for you.

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Your MACHIAS Business Banking Team Restructured

Our new structure will better line us up to deliver our vision of building relationships that move Maine forward. In the process, we won’t lose the community connection that’s been such a huge part of our culture as a bank since the beginning.

The Machias Mile

Moving Maine forward means going above and beyond. It means making an effort to go beyond the transaction and to enter into a relationship with our customers. It’s about having a spirit of generosity and acting on the warm-hearted impulses we all have to make a difference in the lives of others. That’s the Machias Mile.

Yankee Ford and NewHeight Group (real estate developers) are just two Machias Savings Bank customers who discovered the power of the Machias Mile every step of their journey. Check out their stories and see how these two very exceptional partnerships came together to Move Maine Forward.

Moving Maine forward means going above and beyond. It means making an effort to go beyond the transaction and to enter into a relationship with our customers. It’s about having a spirit of generosity and acting on the warm-hearted impulses we all have to make a difference in the lives of others. That’s the Machias Mile.

Yankee Ford and NewHeight Group (real estate developers) are just two Machias Savings Bank customers who discovered the power of the Machias Mile every step of their journey. Check out their stories and see how these two very exceptional partnerships came together to Move Maine Forward.

Moving Maine forward means going above and beyond. It means making an effort to go beyond the transaction and to enter into a relationship with our customers. It’s about having a spirit of generosity and acting on the warm-hearted impulses we all have to make a difference in the lives of others. That’s the Machias Mile.

Yankee Ford and NewHeight Group (real estate developers) are just two Machias Savings Bank customers who discovered the power of the Machias Mile every step of their journey. Check out their stories and see how these two very exceptional partnerships came together to Move Maine Forward.

New Height Verdante

South Portland, Maine

When they were looking for community lenders to assist in a new, large project, New Height Verdante reached out to Machias and shared their vision with Senior Vice President of Business Banking, Francine Cram. From there, a great relationship was formed. Today, Machias and New Height Group share the same vision: building communities, building neighborhoods, one story at a time.

Yankee Ford

South Portland, Maine

In 2016, Yankee Ford was looking for more than a bank. They were looking for a partner to help them build their business. They wanted a relationship. Five years later, Machias and Yankee Ford continue to build that relationship as Yankee Ford continues to thrive.

Yankee Ford

South Portland, Maine

In 2016, Yankee Ford was looking for more than a bank. They were looking for a partner to help them build their business. They wanted a relationship. Five years later, Machias and Yankee Ford continue to build that relationship as Yankee Ford continues to thrive.

Helping Our Community

At Machias Bank, community is about coming together to empower others to reach their full potential. We take pride in coming alongside our business clients to help them meet their everyday banking needs and long-term goals.

Maine Biz Magazine

Small Business COVID-19 Incentive Program Facilitates Inn Transactions

Of her usual list of a half-dozen or so hospitality lenders, “Machias Savings Bank was the only one at the time who wanted to make it work,”…[Dana Moos] said.

Business Blog

Business Loans at Machias Savings Bank

Business Loans at Machias Savings Bank

Business Loans at Machias Savings Bank Maine small business loans? That’s our bread and buttah. You love what you do. We do, too. For over 150 years, we have helped Maine business owners turn personal passions into professional successes with Maine business loans—and...

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Moving Maine Forward

One person. One business. One community at a time.

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“At all times, but especially during difficult times, it is so important to have strong relationships in business. Machias really stepped up and proved to be one such relationship over the past few months. Their service, compassion, and sense of community made a huge difference when it mattered most. Machias is precisely the partner Coastal Builders needed during this challenging time.”

Coastal Builders

Trenton, Maine
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Fast Forward Maine Podcasts

Business Resilience Grant

We Committed $100,000 to Building Resilience in Maine Businesses.

Through the ups and downs, we’re committed to small business as the backbone of Maine’s economy and its local communities. That’s why we invested $100,000 in like-minded nonprofits willing to step up and help Maine entrepreneurs pivot their businesses through technical assistance, business planning, and funding during the pandemic. With investment and support, these nonprofits helped keep Maine’s business community thriving.

Award recipients:

E Coastal Enterprises, Inc.

E New Ventures Maine

E Four Directions Development Corporation

E Portland Public Library

E Heart of Ellsworth

E UpStart Maine

E The Genesis Community Loan Fund

E Big Gig

E Boots2Roots

E Axiom Education & Training Center DBA National Digital Equity Center

E FocusMaine

E MaineStream Finance

E Sunrise County Economic Council

Award recipients:

E Coastal Enterprises, Inc.

E New Ventures Maine

E Four Directions Development Corporation

E Portland Public Library

E Heart of Ellsworth

E UpStart Maine

E The Genesis Community Loan Fund

E Big Gig

E Boots2Roots

E Axiom Education & Training Center DBA National Digital Equity Center

E FocusMaine

E MaineStream Finance

E Sunrise County Economic Council

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machias savings bank logo

Contact Us


Machias Savings Bank
PO Box 318
4 Center Street
Machias, ME 04654


866.416.9302
Monday - Friday 7:00 am - 7:00 pm
Saturday 8:00 am - 5:00 pm
Sunday 9:00 am - 1:00 pm**

Contact Us


Machias Savings Bank
PO Box 318
4 Center Street
Machias, ME 04654


866.416.9302
Monday-Friday 7:00 am - 7:00 pm
Saturday 8:00 am - 5:00 pm
Sunday 9:00 am - 1:00 pm**

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*Subject to credit approval. **We are open on all holidays from 8:00 am- 4:00 pm with the exception of Christmas, New Year's Day, Easter, 4th of July, and Thanksgiving on which we are closed.